Vicky Schiff is a real estate credit investor and fund manager who serves as CEO of Avrio Real Estate Credit. She leads Avrio’s platform offering short‑term debt and structured finance products for commercial real estate and directs origination and investment strategy. Schiff co‑founded Mosaic Real Estate Credit and MREC Management and served as a managing partner during a period when Mosaic originated approximately $3 billion across multiple U.S. asset classes from 2015–2021. She has founded or co‑founded six firms since 1996 and has built platforms that provide bridge loans, mezzanine financing and preferred‑equity solutions for value‑add, redevelopment, development and entitled land. Schiff is based in Los Angeles and holds advisory and academic roles including positions with UCLA Anderson and the YPO real estate network. Avrio has adopted processes developed with established partners to streamline ESG data analysis and reporting. Her combination of serial‑founder operating experience and a track record of building and scaling institutional debt platforms makes her a practical capital partner for sponsors seeking structured short‑term lending or mezzanine solutions.